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Use Your HSA to Pay for Direct Primary Care — and Save More Every Year

Flyer promoting using a Health Savings Account (HSA) to pay for Direct Primary Care (DPC) and save tax-free. Shows pricing: Individual membership up to $150 per month ($1,800 per year) and Family membership up to $300 per month ($3,600 per year). Benefits listed: HSA funds are tax-free, lower out-of-pocket costs, no copays or surprise bills, and unlimited access to your primary care provider. Includes tagline ‘Simple. Affordable. Smart Healthcare.’ and contact information for Exceed Health Clinic, 3725 Mall Drive, Texarkana, TX, phone (903) 306-0001, with a smiling family photo.Healthcare costs can feel overwhelming, especially when you’re juggling premiums, copays, deductibles, and surprise bills. But if you have a Health Savings Account (HSA), there’s a smart way to stretch those dollars further while getting consistent, personalized care: Direct Primary Care (DPC).

Many people don’t realize that HSA funds can be used to pay for a DPC membership—and that simple shift can lead to meaningful savings year after year.

Let’s break down how it works and why it matters.

What Is Direct Primary Care?

Direct Primary Care is a membership-based approach to healthcare. Instead of paying per visit, you pay a predictable monthly fee that gives you ongoing access to your primary care provider.

That means:

  • Longer visits
  • Same-day or next-day appointments in many cases
  • Direct communication with your provider
  • Preventive care without extra charges

And when you use pre-tax HSA dollars to pay for it, the value grows even more.

Membership Options Designed to Fit Your Household

Whether it’s just you or your entire family, DPC membership is structured to be affordable:

Individual Membership

  • Up to $150 per month
  • That’s about $1,800 per year — paid with pre-tax dollars

Family Membership

  • Up to $300 per month
  • That’s about $3,600 per year — also pre-tax

Because those payments come from your HSA, you’re using money that has already been set aside tax-free specifically for healthcare. That means your healthcare budget goes further, without adding unexpected expenses.

Why Paying for DPC With Your HSA Makes Financial Sense

Here’s where the real savings comes in:

  • HSA funds are tax-free—you keep more of what you earn
  • Lower out-of-pocket costs throughout the year
  • No copays and no surprise bills
  • Unlimited access to your primary care provider

Instead of worrying about what each visit will cost, your membership gives you peace of mind and consistent access to care when you need it.

Smart Healthcare, Simplified

Think of Direct Primary Care as healthcare without the hassle—transparent pricing, personalized attention, and a strong focus on prevention. Pair that with the tax benefits of an HSA, and you’ve got a practical way to maximize your healthcare dollars while improving your everyday wellness experience.

You’re not just paying for visits. You’re investing in a relationship with a provider who knows you and your health history.

Ready to Put Your HSA to Work?

If you already have money set aside in your HSA, there’s no better time to start using it strategically. A Direct Primary Care membership can help you stay ahead of health issues, avoid unexpected costs, and feel confident about where your healthcare dollars are going.

Exceed Health Clinic
3725 Mall Drive, Texarkana, TX 75503
(903)-306-0001

Give the clinic a call to learn more about how DPC works and whether it’s a good fit for you or your family.

Simple. Affordable. Smart healthcare — exactly the way it should be.